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Life insurance products where intensive medical questioning and / or a medical examination is required effectively penalise you for pre-existing medical conditions, pushing up the cost of life cover. Taking a medical examination may also prove stressful, especially for the elderly who are looking for life insurance coverage later on in life.
Increasingly though, life insurance companies are offering life insurance products where no medical is required. What's more some life companies even guarantee acceptance before you apply!
Home Medical Transcription : A Decent Living or a Scam?
No doubt you have seen many ads by medical transcription schools claiming that you can make big money typing medical transcription at home. Can you really make a good living doing medical transcription at home, or is it just another scam? In this article, you ll learn the honest facts about home medical transcription.
Can you really make a decent living doing home medical transcription? Yes and no.
Yes - Many people are earning $50,000 to $80,000 or more per year typing medical transcription at home. They work where they want, when they want, and as much as they want. The amount of medic ..
What is no medical life insurance?
No medical life insurance, to use a well-known phrase, does exactly what it says on the tin! It is a life insurance product where no medical examination is required. You may not even have to answer medical questions and yet still be guaranteed acceptance for life insurance. No medical life insurance is open to people of all ages, so whether you're 20 or 65, no medical life insurance can give you the peace of mind that your loved ones will be financially secure in the event of your death during the term of the life insurance policy.
You may be questioning the ethics of such a life insurance scheme at this point? If you are don't worry! No medical life insurance is all above board, and is in fact offered by some of the most well-known insurance companies in the UK. Even supermarkets like Tesco for instance now have a no medical insurance policy available for the over 60s.
New Medical Billing Diagnosis Codes Effective 10/1/2004The new ICD-9 diagnosis codes went into effect on October 1st, 2004. In the past years, we had a three month grace period to use the new and revised codes. This year in 2004, CMS eliminated the grace period. This is very important because it means medical claims are going to be denied if you have not updated your diagnosis codes. If you have not already, you can view or download the 2004 code updates by visiting http://www.cms.hhs.gov/medlearn/icd9code.asp Those interested in the proposed new diagnosis coding sytem, ICD-10-CM, being developed as a replacement for ICD-9-CM, volumes 1 and 2, should visit http://www.cdc.gov/nchs/icd9.htmbr> Melissa Clark is co-author of the ..
The premiums on life insurance where no medical is required are competitive too. Life cover can be acquired for as little as £7 per month, with some life companies guaranteeing that the insurance premiums on no medical policies will not rise through the life of the policy. Of course, how much you pay into the life insurance policy each month will affect the final life insurance total available upon death. Generally, there are no issues involved with increasing the life insurance premiums later on of your own accord should you wish to do so.
About the Author:
Gary Tallon has been in the finance industry for 10 years, and is now working for leading providers of life insurance and critical illness insurance
Source: http://www.isnare.com Gary TallonNo Medical Life Insurance
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